Partners
Utah Community Credit Union
UCCU is Bips' preferred banking partner, offering free business checking, savings, and rewards credit cards for independent workers.
Banking
For independent workers and 1099 earners, keeping business and personal finances separate isn't just good practice — it's one of the most important things you can do to protect your deductions, simplify your taxes, and look legitimate to clients and the IRS alike. Bips partners with Utah Community Credit Union so users have a top notch option for their business banking needs. UCCU operates in all 50 states. Applications take 10 minutes and can be done completely virtually.
Banking Features:
Business checking account with no monthly fee
Business savings account to set aside taxes and expenses
Apply for a rewards credit card — earn on business purchases
Dedicated business debit card to keep spending clean and trackable
Apply virtually from anywhere
Federally insured by NCUA
Disclaimer: Banking products are offered by Utah Community Credit Union (UCCU), not Bips. All applications, approvals, and account management occur directly through UCCU and are subject to their membership eligibility and underwriting criteria. Bips has no involvement in banking decisions. You are free to use any financial institution of your choice — UCCU is simply our recommended partner.